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Tax benefits for people with disabilities

Tax benefits

The government of India has introduced certain section under tax laws which provides tax benefits for people with disabilities.

In the above article, you can find the details about the 80DD and 80U tax benefits. Budget 2022 has added and introduced a new tax benefit for parents/guardians of people with disabilities. The new tax is proposed to be added under 80DD. As per the new tax sop, if a parent/guardian of buys a savings life insurance policy with the latter as the beneficiary then the parent/guardian would be eligible for deduction from gross income before tax subject to certain conditions. (Economics times). To know more check, https://cleartax.in/s/who-can-claim-deduction-under-section-80dd and https://cleartax.in/s/section-80u-deduction

The infographic above provides information on the requirements for applying for the tax benefits, types of disabilities recognised for accessing the benefits and the deduction amount.

Also, check out the article on How to apply for legal guardianship for children with special needs? and also How to apply for disability certificate in India.

Acknowledgement: We would like to thank Jitendra Solanki for providing us with information on the latest tax update.

If you’re seeking more information and guidance on this topic and related areas, Nayi Disha’s Know Your Rights (KYR) Program is here to support you every step of the way. By joining, you’ll gain access to valuable resources on government schemes, benefits, financial support, legal rights, and more, all aimed at securing a brighter future for your child. To learn more, visit our chatbot by clicking this link: https://bit.ly/4dJVCP3, or simply type ‘KYR’ on our helpline number 844-844-8996.

DISCLAIMER: Please note that this article is for information purposes only.

Schemes and policies for people with disabilities

Schemes and policies for PwDs

According to census 2011, there are 26.8 million people with disabilities. In percentage, this stands for 2.21%.
The government of India has enacted some important acts for the welfare of people with disabilities in India. This legal provision on disability ensures that all individuals live in a society with equal rights.
Important Acts for people with disabilities (as shared by National Handicapped Finance and Development Corporation):

1. The Mental Health Act, 1987
The Mental Health Act, 1987 was replaced by the government of India in 2017 with ‘The Mental Healthcare Act, 2017’. The objective is to provide mental healthcare and services for persons with mental illness and to protect, promote and fulfil the rights of individuals with mental illness.

2. The Rehabilitation Council of India Act, 1992
The Council lays down policy parameters regarding various aspects of training and education in the field of Rehabilitation and all institutions have to seek recognition from RCI as per the provision of the RCI Act, 1992. A list of RCI’s approved training institutes is available in the public domain and can be accessed through http://www.rehabcouncil.nic.in/

3. Person with Disabilities Act, 1995
The Act provides for both preventive and promotional aspects of rehabilitation like education, employment and vocational training, job reservation, research and manpower development, creation of a barrier-free environment, rehabilitation of person with a disability, unemployment allowance for the disabled, special insurance scheme for the disabled employees and establishment of homes for persons with severe disability etc.

4. The National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999
The Government of India enacted the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities Act, 1999 with the objective to provide for the constitution of a body at the National level for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities and for matters connected therewith or incidental thereto.

5. Rights of Persons with Disabilities (RPWD) Act, 2016
The Act replaces the Persons with Disabilities (Equal Opportunities, Protection of Rights and Full Participation) Act, 1995. It fulfils the obligations to the United National Convention on the Rights of Persons with Disabilities (UNCRPD), to which India is a signatory.
The government has implemented a number of schemes and allowances as part of these Acts. These schemes involve:
1. Tax benefits
2. Travel benefits
3. Hotel discounts
4. Income activities
5. Loans
6. Public employment

Check out Government Schemes for individuals with developmental disabilities: Tax benefits, travel allowances, income activities & employability, to read in-depth about the above-mentioned schemes.
There are also Government Schemes for Education, scholarships & skill training for individuals with developmental disabilities.

If you’re seeking more information and guidance on this topic and related areas, Nayi Disha’s Know Your Rights (KYR) Program is here to support you every step of the way. By joining, you’ll gain access to valuable resources on government schemes, benefits, financial support, legal rights, and more, all aimed at securing a brighter future for your child. To learn more, visit our chatbot by clicking this link: https://bit.ly/4dJVCP3, or simply type ‘KYR’ on our helpline number 844-844-8996.

DISCLAIMER: Please note that this article is for information purposes only.

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